IT Pro is supported by its audience. When you purchase through links on our site, we may earn an affiliate commission. Learn more

Apple's 'Tap to Pay' feature allows iPhones to accept contactless payments

US merchants can access the feature through a supporting iOS app on the iPhone XS or later

Apple has announced a new feature called 'Tap to Pay' that will enable newer iPhones to accept contactless payments. 

The new capability will allow merchants in the US to securely accept Apple Pay, contactless credit and debit cards, and other digital wallets using their iPhone, without the need for additional hardware or payment terminals.

Payment service providers and app developers may integrate Tap to Pay for iPhone into their iOS apps and provide it as a payment option to their clients. 

Customers simply need to place their iPhone or Apple Watch close to the merchant's iPhone to make payments via Apple Pay, contactless credit or debit cards, or any other digital wallets, and the transaction will be completed via near field communication (NFC) technology.

Stripe will be the first payment platform to offer Tap to Pay on iPhone to its customers.

“Whether you’re a salesperson at an internet-first retailer or an individual entrepreneur, you can soon accept contactless payments on a device that’s already in your pocket: your iPhone,” said Billy Alvarado, Stripe’s chief business officer. 

“With Tap to Pay on iPhone, millions of businesses using Stripe can enhance their in-person commerce experience by offering their customers a fast and secure checkout.”

Tap to Pay will also be supported in Apple Store locations in the US later this year.

As for security, Apple said all Tap to Pay transactions on iPhone will be encrypted and processed using the Secure Element. In addition, just as with Apple Pay, Apple will be unaware of what is being purchased or from whom.

“As more and more consumers are tapping to pay with digital wallets and credit cards, Tap to Pay on iPhone will provide businesses with a secure, private, and easy way to accept contactless payments and unlock new checkout experiences using the power, security, and convenience of iPhone,” said Jennifer Bailey, Apple’s vice president of Apple Pay and Apple Wallet. 

“In collaboration with payment platforms, app developers, and payment networks, we’re making it easier than ever for businesses of all sizes — from solopreneurs to large retailers — to seamlessly accept contactless payments and continue to grow their business,” added Bailey.

Featured Resources

Accelerating AI modernisation with data infrastructure

Generate business value from your AI initiatives

Free Download

Recommendations for managing AI risks

Integrate your external AI tool findings into your broader security programs

Free Download

Modernise your legacy databases in the cloud

An introduction to cloud databases

Free Download

Powering through to innovation

IT agility drive digital transformation

Free Download

Recommended

Best business smartphones 2022: The top handsets from Apple, Samsung, Google and more
Mobile

Best business smartphones 2022: The top handsets from Apple, Samsung, Google and more

23 Jun 2022
Apple faces a catch-22 decision with iPhones and USB-C
Policy & legislation

Apple faces a catch-22 decision with iPhones and USB-C

8 Jun 2022
Apple overhauls SwiftUI navigation and brings a score of new features to developers at WWDC 2022
software development

Apple overhauls SwiftUI navigation and brings a score of new features to developers at WWDC 2022

7 Jun 2022
The EU’s Apple App Store crackdown ‘will fuel cyber attacks’
cyber security

The EU’s Apple App Store crackdown ‘will fuel cyber attacks’

1 Jun 2022

Most Popular

The UK's best cities for tech workers in 2022
Business strategy

The UK's best cities for tech workers in 2022

24 Jun 2022
LockBit 2.0 ransomware disguised as PDFs distributed in email attacks
Security

LockBit 2.0 ransomware disguised as PDFs distributed in email attacks

27 Jun 2022
Salaries for the least popular programming languages surge as much as 44%
Development

Salaries for the least popular programming languages surge as much as 44%

23 Jun 2022